Zero-Knowledge
Record-Level Security
for Healthcare

In the AI era, healthcare can no longer assume that every trusted system with access to plaintext PHI is safe. The security boundary has to move from the system to the record. Seald Healthcare encrypts each patient record individually and separates decryption authority from the data, so records stay encrypted wherever they are stored, accessed, or shared and decrypt only during authorized use under policy. A compromised system no longer exposes the patient data inside it.

patient_records.db
Field
Value
Status
Patient NameSarah MitchellPlaintext
DOB03/15/1987Plaintext
SSN482-91-3047Plaintext
MRNMRN-20948571Plaintext
DiagnosisType 2 Diabetes MellitusPlaintext
MedicationMetformin 500mg BIDPlaintext
AllergiesPenicillin, SulfaPlaintext
ProviderDr. James Carter, MDPlaintext
Insurance IDBC-8834921-APlaintext
Last Visit01/22/2026Plaintext
⚠ Plaintext PHI detected, data exposed

The Problem

One Compromise Can Expose Everything

Healthcare security depends on trusted systems with access to plaintext PHI. Encrypting data in transit and at rest is no longer sufficient, because a compromised credential, application, vendor, or AI agent turns trusted access into plaintext exposure. Those compromises are getting easier as credential theft and privilege escalation become automated and AI agents operate inside trusted systems with legitimate access to patient data. One compromise can expose thousands or millions of patient records.

1B+

Records exposed across 7,400+ breaches since 2009

$6.64M

Average healthcare breach cost in 2026, highest of any industry

80%+

Of stolen patient records taken from third-party vendors

380K+

Patient records breached every day in 2025

The Solution

Protect the Record, Not Just the Perimeter

Seald Healthcare encrypts each patient record individually and holds decryption authority in a separate, zero-knowledge key management system. Compromising the system that stores a record no longer means being able to read it. Every decryption is governed by policy and limited to authorized use, so records stay protected across applications, vendors, cloud environments, AI workflows, storage, and backups.

Record-Level Encryption

Each patient record is independently encrypted with AES-256-GCM, containing exposure if a credential, application, database, vendor, or environment is compromised.

Zero-Knowledge Key Management

Centralized key management keeps decryption authority separate from the data. Seald Healthcare manages the key infrastructure but cannot independently decrypt customer PHI.

Policy-Governed Access

Define who or what can decrypt a record, under what conditions, and for how long. Access can be revoked in real time, even after data is shared.

Marlow, the AI That Operates Seald Healthcare

Turns your contracts and security requirements into record-level policy, watches decryption activity in real time, and stages changes for your approval.

Universal Integration

Protect PHI across existing applications, APIs, vendors, AI workflows, cloud environments, databases, and storage without replacing existing infrastructure.

Verifiable Chain of Custody

Every access, decryption, change, share, revocation, and policy change is cryptographically signed and recorded, so you can prove what happened to every record.

How Seald Healthcare Works

One Security Model Wherever Patient Data Goes

Seald Healthcare applies the same record-level security model whether a person reviews a record, software or AI processes it, or it is shared with another organization. There are three ways to deploy it, depending on the workflow.

Human Review

Secure Portal Access

Give authorized users access to protected patient records through a secure browser-based portal without requiring a native integration.

Best For

  • Prior Authorization
  • Appeals
  • Clinical Review
  • Case Management
  • Referrals

Software & AI Agents

Native Integration

Use Seald Healthcare's API and SDK to let applications, vendors, and AI agents process patient data while limiting plaintext to authorized use.

Best For

  • Claims Processing
  • Eligibility
  • AI Workflows
  • Analytics
  • Clearinghouses
  • EHR Integrations

Business Continuity

Protected Storage

Keep patient records encrypted across databases, cloud storage, archives, backups, and disaster recovery while preserving authorized access and restoration.

Best For

  • OneDrive
  • Google Drive
  • S3
  • Databases
  • Cloud Storage
  • Archives
  • Immutable Backups
  • Disaster Recovery
New Resource

The Perimeter Is Gone: Securing Data in the Age of AI

AI is expanding healthcare’s attack surface. Every AI agent, copilot, and vendor with access to plaintext PHI is another path to a breach. This white paper explains why perimeter-based security no longer holds, why AI needs a verifiable chain of custody, and how record-level encryption keeps patient data protected wherever it is stored, accessed, or shared.

Why Existing Controls Aren’t Enough

Existing Controls Protect Systems, Not Records

Encryption at Rest & in Transit

Still Leaves Plaintext Exposed

Encryption at rest protects stored data. Encryption in transit protects data while it moves. But the applications, credentials, workloads, vendors, and AI agents authorized to use that data can still access plaintext PHI.

Protects

  • Stored data
  • Data in motion

Plaintext Still Exposed To

Every application, credential, vendor, and AI agent authorized to use the data

Tokenization

Protects the Token, Not the Record

Tokenization replaces sensitive data with surrogate values while the original plaintext remains in a lookup vault. Compromise the vault or an application authorized to access it, and the underlying PHI can still be exposed.

Protects

  • Tokenized fields

Plaintext Still Exposed To

The lookup vault and every application authorized to query it

Infrastructure Security

Doesn’t Protect the Data Itself

Cloud providers secure the infrastructure they operate. You remain responsible for the data itself. Cloud, network, identity, endpoint, and application security protect the systems around patient data, not the record once a credential, workload, vendor, or cloud environment is compromised.

Protects

  • Cloud
  • Network
  • Identity
  • Endpoints

Plaintext Still Exposed To

Any compromised credential, workload, vendor, or cloud environment

With Seald Healthcare

Seald Healthcare encrypts the record itself and keeps decryption authority separate from the data. Holding or compromising the system that stores a record does not grant the right to decrypt it. An attacker using stolen credentials gets ciphertext, not patient data. Records decrypt only when policy authorizes it.

Marlow

AI for Operating Record-Level Security

Marlow is the AI that operates Seald Healthcare. It analyzes your contracts, BAAs, security requirements, and access rules and translates them into record-level policy. Once that policy is live, Marlow monitors decryption activity in real time, flags policy violations and unusual access, and stages revocations, key rotations, and policy changes for your approval. Every action is recorded in a tamper-evident audit log.

app.sealdhealthcare.com/policy-studio

Policy Studio

Marlow · AI

Turn contracts, BAAs, and security requirements into enforceable record-level decryption policies.

Analyze a Signed Agreement

Upload a BAA or vendor contract. Marlow extracts the access terms for you to confirm.

PDFClaims_Vendor_BAA_2026.pdfSigned · 18 pages Analyzed

Marlow extracted 7 access terms

Authorized IdentitiesClaims vendor team · 24 users
Permitted DataClaims records · payment purposes only
Access PeriodJan 1 to Dec 31, 2026 · term of the BAA
Permitted ActionsRead only
Allowed GeographiesUnited States only
Downstream SharingApproval required
MFA RequiredRe-challenge before PHI decryption

Evidence

Evidence Ready When You Need It

Verified encryption, access, decryption, revocation, and audit evidence, kept current automatically.

Marlow summarizes your protection status for any scope and time period. When an auditor, insurer, or regulator asks, generate a hash-verified, tamper-evident evidence pack in minutes and download it on the spot.

  • PHI coverage and unauthorized decryption events
  • Record-level encryption and key separation status
  • A verifiable chain of custody for every access and change
  • Revocation capability and Encryption Safe Harbor documentation

Evidence

Verified encryption, access, decryption, revocation, and audit evidence.

Scope: All PHILast 90 Days
Generate Evidence Pack

Marlow Evidence Summary

All Evidence Current

Record-level encryption covers 99.4% of monitored PHI, with no unauthorized decryption events in the last 90 days. Encryption Safe Harbor documentation is available.

PHI Coverage
99.4%
Unauthorized Decryption Events
0
Record-Level Encryption
AES-256-GCM
Key Separation
Verified
  • Audit Trail IntegrityTamper-evident · hash-chained
  • Revocation CapabilityReal-time · record-level
  • Encryption Safe Harbor SupportDocumented
  • Last Evidence RefreshJust now
Evidence Pack · All PHI · Last 90 DaysHash-verified · tamper-evident · ready Download
Example dashboard

HIPAA Safe Harbor

A Breach of Properly Encrypted PHI Is Not a Reportable Breach Per HHS

If protected health information is lost, stolen, or accessed by an unauthorized party, properly encrypted data remains unreadable and unusable. Under HHS guidance, properly encrypted PHI is not considered unsecured PHI when the decryption key or process has not also been compromised, and therefore does not trigger HIPAA breach-notification requirements. That means a security incident does not automatically become a reportable breach. The result can be reduced breach liability, lower cyber insurance costs, and a dramatically different outcome for your organization.

“Protected health information (PHI) is rendered unusable, unreadable, or indecipherable to unauthorized individuals if one or more of the following applies: electronic PHI has been encrypted as specified in the HIPAA Security Rule… such encryption renders the breach notification provisions of the HITECH Act inapplicable.”
— HHS Guidance Specifying the Technologies and Methodologies for Securing PHI · 45 CFR § 164.402

No Public Disclosure

No 60-day notification clock, no HHS portal listing, no press release.

Reduced OCR Exposure

Demonstrated safeguards reduce regulatory and enforcement exposure.

Lower Insurance Premiums

Seald Healthcare’s demonstrable controls may qualify for carrier premium credits.

Why Now

Now Is the Time for
Record-Level Security

AI Breaks Perimeter Security

AI agents, copilots, and automated workflows now operate inside trusted environments with legitimate access to PHI. As AI expands the number of systems acting on patient data, trusted applications and identities can no longer be the final security boundary.

Regulation Is Catching Up

The proposed HIPAA Security Rule update would make encryption of ePHI mandatory, removing the longstanding addressable exception and raising the standard for how healthcare organizations protect patient data.

Encryption Is About to Change

Harvest-now, decrypt-later attacks put long-lived patient data at risk today. NIST has finalized post-quantum cryptography standards, and patient records can remain sensitive for decades. Seald Healthcare is post-quantum ready.

Built for Healthcare

Protect PHI Without Replacing the Systems That Use It

Seald Healthcare integrates alongside existing healthcare infrastructure through APIs, SDKs, secure portals, and native integrations, applying the same record-level security model across every organization that handles patient data.

  • Hospitals
  • Health Systems
  • Academic Medical Centers
  • Pharmacies
  • PBMs
  • Specialty Providers
  • Telehealth
  • Payers
  • AI Workflows
  • Healthcare Technology Platforms